Our Ministry

A unique ministry-through-investment organization that offers Lutheran Church—Missouri Synod (LCMS) members the opportunity to invest their money, earn interest, and help build LCMS churches and schools at the same time.

Our Mission

The mission of Lutheran Church Extension Fund (LCEF) is to support the Church in fulfilling its mission of sharing the Gospel of Jesus Christ by being a Christ-centered servant partner of the Lutheran Church—Missouri Synod (LCMS), ensuring that funds and services are available now and in the future. Read more about the mission and history of LCEF.

How does it work?

LCEF investments (from individuals and congregations) earn a fair rate of return. At the same time, these invested dollars are loaned to LCMS organizations at reasonable rates.  As borrowers repay their loans, funds become available for other congregations and schools to acquire loans for their building projects. Without the support from investors, LCEF would not be able to offer such low-cost loans and facility-planning services to the entire LCMS. When you invest with LCEF, your dollars earn interest, but your true investment is in helping others spread the Good News of Jesus Christ.


LCEF empowers ministries to share the Gospel.

Thankfully, with LCEF, you have a ministry partner while meeting your unique financial needs. LCMS ministries are poised to build more relationships and energize more believers. Empower the positive influence ministries and rostered church workers have on their communities and invest in LCEF's new PartnerPLUS term note.