A unique ministry-through-investment organization that offers Lutheran Church—Missouri Synod (LCMS) members the opportunity to invest their money, earn interest, and help build LCMS churches and schools at the same time.
The mission of Lutheran Church Extension Fund (LCEF) is to support the Church in fulfilling its mission of sharing the Gospel of Jesus Christ by being a Christ-centered servant partner of the Lutheran Church—Missouri Synod (LCMS), ensuring that funds and services are available now and in the future. Read more about the mission and history of LCEF.
How does it work?
LCEF investments (from individuals and congregations) earn a fair rate of return. At the same time, these invested dollars are loaned to LCMS organizations at reasonable rates. As borrowers repay their loans, funds become available for other congregations and schools to acquire loans for their building projects. Without the support from investors, LCEF would not be able to offer such low-cost loans and facility-planning services to the entire LCMS. When you invest with LCEF, your dollars earn interest, but your true investment is in helping others spread the Good News of Jesus Christ.
Through the dollars invested by over 50,000 individuals, congregations, schools, organizations and businesses, LCEF assists ministries with customized loans and ministry support services that help leaders respond to growth and community needs. LCEF also offers loans to rostered church workers—those dedicated servants who are on the front lines of ministry.