Lutheran Church Extension Fund (LCEF) - upper midwest districts serves Lutheran Church—Missouri Synod (LCMS) organizations and members in Iowa, Minnesota, North Dakota, and Wisconsin. LCEF is a unique ministry-through-investment organization that offers LCMS members the opportunity to invest their money, earn interest, and help build LCMS churches and schools at the same time.


Educational Loans for Pastors


Higher education costs are rising and student loan debt is one of the most troublesome obligations faced by many pastors. A crushing debt may cause ministers to concentrate more on their financial needs and less on their call for serving their communities. The burden can be huge.

LCEF's educational loan repayment program will provide the needed financial assistance to support LCMS ordained ministers to successfully reduce their existing school debt. With loans directly to the pastor or to his congregation, we can help. 

Visit or call 1-800-843-5233 for more information.